Category Archives: Community Care of NC
Williams Mullen is hosting a free panel discussion on “The State of the State of Health Care.” Please see below!
The panelists will be Rep. Nelson Dollar, Steven Keene, General Counsel to the NC Medical Society, Barbara Burke, from BCBS, and me. The panel discussion will begin at 4:00. Then from 5:00-6:30 we will have free drinks and appetizers.
Please feel free to come and bring others. But we do request that you register here by October 10th in order for us to have a correct head count.
Medicaid, Carolina Access, and Health Choice. Three completely different, and, somewhat, independent programs. What are the differences? Who is eligible for what?
I am reminded of the Monty Hall problem that I learned in a college Statistics class (which, BTW, was my most-hated class in college). The Monty Hall problem is a brainteaser, a hypothetical, statistical mindbender and it goes like this:
Suppose you’re on a game show, and you’re given the choice of three doors: Behind one door is a car; behind the others, goats. You pick a door, say No. 1, and the host, who knows what’s behind the doors, opens another door, say No. 3, which has a goat. He then says to you, “Do you want to pick door No. 2?” Is it to your advantage to switch your choice?
I am not alluding that Medicaid, Carolina Access, and Health Choice are the equivalent of picking a prize from behind three doors. Obviously, not. But when you don’t know the difference between the programs or which program could benefit you, it can seem as if you are just picking a prize behind three doors. Or throwing darts at a dartboard of choices. Without information, knowing which program can benefit you can be a mystery.
In this blog, I would like to take the mystique out of Medicaid, Carolina Access and Health Choice. So that you know which program, if any, could be applicable to you, a relative, friend, or, even, a client.
First, door number 1: Medicaid is health insurance for low-income families and individuals who are eligible. Depending on the category for which you are applying, the income cap differs. For a complete rundown of Medicaid eligibility, click here.
Medicaid is a highly regulated program, both federally and on the state level. But no federal statutes speak to how Medicaid recipients can choose their health care physicians or a long-term treatment plan.
Hence, door number 2:
Carolina Access (CA). CA is an option for comprehensive managed care that directs Medicaid recipients to primary-care doctors or clinics that can best serve all their needs. CA helps find Medicaid recipients “health care homes.” With CA, recipients also have 24-hour access to medical advice and emergency treatment.
If you are eligible for Medicaid, you may be eligible for CA, but not always.
CA began as a pilot program within 5 counties in 1991 and went statewide in 1998.
Medicaid recipients are enrolled in CCNC/CA by the Department of Social Services located in the county in which they reside. Enrollment can be done at anytime during the recipient’s eligibility period; however, it is required at application or review for continuation of eligibility. The program aid category of eligibility determines if a recipient is mandatory, optional, or ineligible for enrollment in CCNC. See NC DMA website.
Below is a chart of eligibility for CA:
|AAF (Work First Family Assistance)||HSF (Medicaid Non-Title IVE Foster Care Children)||MQB (Medicare Qualified Beneficiaries)|
|MAB (Aid to the Blind)||IAS (Medicaid Title IVE Adoption Subsidy Foster Care Children)||MRF (Medicaid for Refugees)|
|MAD (Aid to the Disabled)||MPW (Medicaid for Pregnant Women)||RRF (Refugee Assistance|
|MAF (Medicaid for Families and Children)||MAA (Medicaid for the Aged – over 65 years of age)||SAA (Special Assistance to the Aged)|
|MIC (Medicaid for Infants and Children)|
|MSB (Special Assistance to the Blind)|
|SAD (Special Assistance to the Disabled)|
According to the December 2013 CCNC/CA Enrollment Report, there were 1.58+ Medicaid enrollees throughout North Carolina. 1.47+ of those Medicaid enrollees were eligible for CA. 1.35+ actually enrolled in CA at a 92% realization rate.
And now we come to Door #3:
Because Medicaid only covers those with low-incomes and many people who are not eligible for Medicaid still cannot afford insurance, NC has created door number three: Health Choice. Health Choice only covers children. Eligibility for Health Choice is defined by NC statute. According to NC Gen. Stat. 108A-70.21, children are eligible for Health Choice if they are:
- Between the ages of 6 through 18;
- Ineligible for Medicaid, Medicare, or other federal government-sponsored health insurance;
- Live in a family whose family income is above one hundred thirty-three percent (133%) through two hundred percent (200%) of the federal poverty level;
- A resident of this State and eligible under federal law; and
- Someone who has paid the Program enrollment fee required under this Part.
So….there it is….the three programs, Medicaid, Health Choice and Carolina Access, somewhat de-mystified.
I understand that I cannot cover all aspects of all three programs in this blog, but, hopefully, this helps a bit. So it does not feel like you are picking randomly a prize from 3 doors.
Dr. Robin Gary Cummings was named the new state Medicaid director today.
Dr. Cummings, a former cardiovascular surgeon, had been serving as the Acting State Health Director. He ceased pursuing surgery in 2004.
Interestingly, if you go the NC American Indian Health Board (found here), according to the website, Dr. Cummings is currently serving as the Medical Director for Community Care of the Sandhills. Obviously, Community Care of the Sandhills (CCS) is one of 14 non-profit organizations participating in the Community Care of NC (CCNC). CCS is covers Medicaid for Harnett, Hoke, Lee, Montgomery, Moore, Richmond, and Scotland counties.
However, when you go to CCS’ website, and click on “staff,” then, using the drop-down box, click on “leadership,” the Medical Director is Dr. William Stewart. So, obviously, Dr. Cummings has served in the past as the Medical Director for CCS.
After a bit more research, it appears that Dr. Cummings left CCS this past July 2013, when Sec. Wos appointed Dr. Cummings as the Acting State Health Director in lieu of Dr. Laura Gerald’s resignation. If you remember, Dr. Gerald’s resignation was unexpected and Sec. Wos gave no reason for Dr. Gerald’s resignation. Sec. Wos announced that Dr. Cummings would be taking Dr. Gerald’s place the very same day that Sec. Wos announced the resignation of Dr. Gerald.
So my question is this:
Why was Dr. Gerald replaced immediately by Dr. Cummings as the Acting State Health Director, while Carol Steckel resigned back in September 2013 and is being replaced by Dr. Cummings 4 1/2 months after Steckel’s resignation?
We haven’t had a State Medicaid Director (officially) for 4 1/2 months. Sandy Terrell stepped up as the temporary Medicaid Director. And we know Sec. Wos and team has been actively searching for new Medicaid Director.
In fact, the February 11, 2014, agenda (today) for the Joint Legislative Oversight Committee on Health and Human Services shows as its 11th topic, “Ideas to Address Staffing Concerns and Update on Medicaid Director Search.” Which tells me that there was little to no forewarning as to the appointment of Dr. Cummings.
It would be one thing if, after 4 1/2 months, Sec. Wos announced that the new State Medicaid Director was ____, someone from outside NC with excellent experience. She didn’t want to announce that _____ was coming to NC prematurely because it was confidential and ____ did not want the public to know prior to a final decision.
He has been working in NC Medicaid since 2004. He has served as the Acting State Health Director. Obviously, he was not hard to find. Obviously, Sec. Wos had contact with Dr. Cummings way back in September 2013. So why not appoint Dr. Cummings as the State Medicaid Director back in September 2013? Why wait 4 1/2 months? And announce his appointment the same day as the February 11, 2014, Joint Legislative Oversight Committee on Health and Human Services meeting? It just seems odd…
Maybe he refused the appointment back in September 2013. Maybe it took Sec. Wos 4 1/2 months to convince him to take the challenge. Because, come on, folks, Dr. Cummings has just elected to place himself in one of the hottest public seats in the state…and I mean scorching! Remember my blog: “Wanted: North Carolina Medical Director: Transparent and Open!”
Regardless the reason for the delay, it is encouraging that we have a new State Medicaid Director. I am sure Dr. Cummings is fully aware of the current disarray of the NC Medicaid system. So, even knowing the turmoil of our current Medicaid system and how daunting his task will be, Dr. Cummings still chose to accept the appointment to the State Medicaid Director position. And, for that, I say “Bravo!” And “Good luck!” And “We really hope you are successful!”
But, gracious, that seat will be hot!